Corporate Banking Credit
The Professional Diploma in Corporate Banking Credit is a specialist programme for people working or seeking to work in corporate banking and who provide services to large, privately owned and publicly quoted companies including property lending to property developers and investors.
| Award Name | Special Purpose Diploma (Level 8 NFQ) |
|---|---|
| NFQ Classification | Special Purpose |
| Awarding Body | University College Dublin |
| NFQ Level | Level 8 NFQ |
| Award Name | NFQ Classification | Awarding Body | NFQ Level |
|---|---|---|---|
| Special Purpose Diploma (Level 8 NFQ) | Special Purpose | University College Dublin | Level 8 NFQ |
Duration
3 trimesters
Delivery: Online.
Entry Requirements
Entry Requirements
a) Individuals seeking admission to the Professional Certificate in Corporate Banking Credit will have 3 years’ experience (full time) in a relevant banking role and completed the Professional Diploma in Financial Advice or equivalent 30 ECTS Level 7 programme
b) Individuals who possess an honours degree (Min. Hons 2.2, Level 8 NFQ)
c) Admission will also be considered from experienced professionals who do not meet the minimum admission requirements as set out above, who can demonstrate learning based on work and training experience e.g. Individuals employed in a Corporate credit role with responsibility for Credit decisions in Financial Services.
Professional Body Membership
You must be a current member of IOB, or become a member, to undertake this programme.
Further information
Next intake
Autumn Trimester (2023-2024 academic year)
Please note that the programme content and fees are subject to change in the 2023/2024 academic year. Any changes will be outlined in the 2023/2024 prospectus and at iob.ie in August - the start of the new academic year.
Principles of Corporate Credit Risk: €520
Corporate Credit Risk Assessment: €625
Corporate Banking Risk Management Products: €520
Designed by industry, for industry
The programme was designed in conjunction with corporate banking professionals working in Irish corporate banking and is the benchmark qualification for corporate banking in Ireland.
Who is this programme for?
The programme is a very important building block in developing the specialist knowledge and lending skills of people working in corporate banking and other professional advisors who work with corporate entities.
This programme is designed to meet the needs of:
• Graduates of the Professional Diploma in SME Credit who are moving into corporate banking roles
• Corporate banking relationship managers and their lending portfolio support staff
• Corporate banking staff who are working in property-based corporate lending
• Corporate and SME Credit underwriters
• Loan administration and credit policy officers
• Credit review staff who are responsible for ensuring that lending and credit delivery standards are complied with
• Internal audit staff who assess whether the credit management standards are fit for purpose and are being complied with
• Credit portfolio managers who are responsible for identifying and managing excessive credit concentrations in the loan book, forecasting loan losses and estimating impairment provisions
• Accountants, lawyers and other professionals who provide corporate banking advisory services.
How will you benefit
This specialist programme has been designed to enable participants to:
• Understand the components of the credit risk management framework, including credit risk appetite statements and how it links to the profit and loss, balance sheet and the customer
• Understand the regulation of published financial accounts
• Credit assess the credit worthiness of corporate borrowers - both trading and property borrowers
• Assess corporate strategy, industry, economic and management team risk
• Conduct corporate financial statement analysis including financial ratios, financial projection sensitivity analysis, preparation of cashflow statements and working capital analysis
• Calculate and analyse repayment capacity
• Evaluate the commercial viability and sustainability of a corporate borrower business plan and the management team’s ability to deliver the plan
• Structure corporate lending transactions in a manner which meets the needs of the corporate borrower and complies with credit policies
• Describe a structured approach to analyse property credit risk
• Understand the key components of credit risk relating to property transactions
• Understand the key components of security documentation relating to property transactions
• Understand the key market indicators which highlight early warning signals in property transactions
• Understand the different types of corporate security
• Explain covenants and conditions precedent
• Explain the key components of term sheets
• Understand the different types of debt instruments which can be used when structuring a corporate lending transaction
• Understand the role of external credit agencies
• Understand ethics in Banking
• Describe and explain the different interest rate risk hedging, currency risk hedging and international trade products and services which can be offered corporate customers.
Continuous Professional Development
If you hold an IOB designation or a designation managed by IOB, CPD hours may be awarded on successful completion of this programme.
Modules and learning outcomes
Principles of Corporate Credit Risk
Corporate Credit Risk Assessment
Corporate Banking Risk Management Products
Assessment
For the module Principles of Corporate Credit Risk:
• Combination of MCQ continuous assessment and end of trimester examination
• Exam duration: 120 minutes
For the module Corporate Credit Risk Assessment:
• End of trimester examination
• Exam duration: 120 minutes
For the module Corporate Banking Risk Management Products:
• End of trimester examination
• Exam duration: 120 mins
Award
When you successfully complete this programme you will be awarded a Professional Diploma in Corporate Banking Credit from UCD.
This is a level 8 qualification on the National Framework of Qualifications.
For more information please contact education@iob.ie
Institute of Banking
Email: info@iob.ie
Phone: +353 (0)1 6116500
Fax: +353 (0)1 6116565